Merry Christmas from Cedar Creek Lake

Well,

It is almost time for Santa to come! Hope all have a Merry Christmas!

Cedar Creek Lake Fishing Report for 12/12/16

Hello all,

Please see the latest fishing report for Cedar Creek Lake below:

Water lightly stained; 61-64 degrees; 1.80 ft low. Black bass are fair on square bill crank baits, and spinner baits. White bass are fair on slabs. Hybrid striper are good on slabs. Crappie are fair on minnow and jigs. Catfish are fair on trotlines. This is compliments of The Monitor Newspaper.

Community News: We had several Christmas parades and festivities going on this past weekend. The Gun Barrel City Parade was a great success!

Cedar Creek Lake Fishing Report

Hello,

The Cedar Creek Lake fishing report for week of 12/5/16 is below. Hope you enjoy it!

Water lightly stained; 61-64 degrees; 1.8 feet low. Black bass are fair on squarebill crankbaits and spinnerbaits. White Bass are fair on slabs. Hybrid striper are good on slabs. Crappie are fair on minnows and jigs. Catfish are fair on trotlines.
Compliments of The Monitor newspaper.

Cedar Creek Lake Fishing report 11/9/2016

Hello,

Here is your Cedar Creek Lake Fishing Report for 11/9/2016
Compliments of The Monitor Newspaper

Water lightly stained; 71-74 degrees; 1.86ft low. Black Bass are good on Texas rigged worms, squarebill crankbaits and spinnerbaits near shallow cover and docks. White Bass are good slabs and minnows. Hybrid Striper are good on slabs. Crappie are fair on jigs. Catfish are fair on trotlines and prepared bait.

Have A Great Week! And come visit Cedar Creek Lake!

Cedar Creek Lake Fishing Report 10/30/16

Hello all,

The Cedar Creek Lake Fishing report for 10/30/2016 is below compliments of The Monitor Newspaper.

Water lightly stained; 76-79 degrees; 1.68 ft low. Black bass are good on Texas rigged worms, topwaters, and spinnerbaits near shallow cover and docks. White bass are good on slabs and minnows. Hybrid striper are good on slabs. Crappie are fair on jigs. Catfish are fair on trotline.

HAVE A GREAT WEEK!

Cedar Creek lake Fishing Report

Hello all,

Below is the Cedar Creek lake fishing report as of 10/15/16 compliments of the Monitor Newspaper.

Water lightly stained;78-83 degrees; 1.27ft low. Black bass are fair on Texas rigged worms, spinnerbaits and shakyheads near docks and shallow cover. White bass are good on slabs and topwaters. Hybrid striper are good on slabs. Crappie are good on minnow. Catfish are slow on trotlines.

Have a Great Week!   

Cedar Creek Lake Fishing Report

Hello All,

Below is the Cedar Creek Lake Fishing Report compliments of The Monitor Newspaper.

Water lightly stained; 78-83 degrees; 1.27 ft low. Black bass are fair on Texas rigged worms, spinner baits and shaky heads near docks and shallow cover. White bass are good on slabs and top waters. Hybrid striper are good on slabs. Crappie are good on minnows. Catfish are slow on trotlines. Have a Great Weekend!

Cedar Creek Lake Events

 

 

 

 

 

FALL EVENTS:

We have two great fall events coming up in the community this Saturday, October 1! 12-10 PM, Oktoberfest at Cedar Creek Brewery, 336 E. Cedar Creek Pkwy. Seven Points, and 10 a.m. – 7 p.m., Gun Barrel City Fall Fest, Lawnmower races, Art, Vendors, Car Show. At Gun Barrel City Park.

 

Cedar Creek Lake fishing Report

Hello,

Here is the fishing report for 9/25/16 compliments of The Monitor Newspaper.

Water lightly stained; 80-84 degrees; 1.0' low. Black Bass are good on Texas rigged worms and shakyheads near docks and shallow cover. White Bass are good on slabs. Hybrid Striper are good on slabs. Catfish are fair on stinkbait, shallow crankbaits and topwaters.

Have a Great Week!

Cedar Creek Lake Fishing Report

Hello,

I have your Cedar Creek Lake Fishing report below. Compliments of The Monitor Newspaper. Hope you get some useful information. Have a Great Week!

Water lightly stained; 81-85 degrees; 0.71' low. Black bass are fair on topwaters, white buzzbaits and Texas rigged worms near docks and shallow water. White bass are good on slabs and topwaters. Hybrid striper are good slabs. Crappie are good on minnows and jigs. Catfish are slow on trotlines.

Cedar Creek Lake

LABOR DAY WEEKEND AT CEDAR CREEK LAKE!

Beautiful lake just waiting for you to come visit! Hoping the weather will be great and there will be lots of swimming and boating! Should be some great activities for the family. Have a Great Weekend All!

Housing Trends Newsletter

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

Please click on this link to view the Housing Trends July 2016 Newsletter http://robinmoon.housingtrendsenewsletter.com

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.

Housing Trends eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, consumer videos, blogs, real estate glossary, mortgage rates and calculators, consumer articles, and REALTOR.com local community reports.

If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report:

http://robinmoon.housingtrendsenewsletter.com/dispContent.cfm?loadid=2&loadtype=0

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.

Sincerely yours,

Robin Moon
Coldwell Banker American Dream Realty
600 W Main St Gun Barrel City TX 75156 903-887-7055 312 | 903-880-5351 robin@robinmoon.com
to unsubscribe.robin@robinmoon.com

Cedar Creek Lake Fishing Report 8/4/16

Cedar Creek Lake Fishing Report for week of 8/6/16

Water lightly stained; 86-90 degrees; .58 inch low. Black bass are fair on Texas rigged craws and shakeyheads on docks with brush. White bass are fair on slabs. Hybrid striper are good on slabs. Crappie are good on minnows. Catfish are fair on trotlines.

Compliments of The Monitor Newspaper

Hope all are having a Wonderful Week!

Cedar Creek Lake Events and Fishing Report week of 7/17/16

I hope you find this info useful. Current events for this weekend- The Cedar Creek Lake Poker Run! Loads of Fun! Register at Coconut Friday Evening or Saturday Am.

Fishing report for week of 7/17/16-
Water lightly stained, 84-89 degrees, .13' low. Black bass are good on Texas rigged worms, medium to deep crank baits, and Yellow Magic poppers. White bass are good on slabs and minnows. Hybrid striper are fair on slabs. Crappie are good on minnows and jigs. Catfish are fair on trotlines.
Compliments of The Monitor Newspaper.

Cedar Creek Lake Fishing Report

Have a Great July!

Fishing Report for July 9

Water lightly stained, 85-90 degrees, .13' low. Black bass are good on Texas rigged worms, medium to deep crankbaits and Yellow Magic poppers. White bass are good on slabs and minnows. Hybrid striper are fair on slabs. Crappie are good on minnows and jigs. Catfish are fair on trotlines.

Compliments of the Monitor Newspaper.

Cedar Creek Lake Fishing Report for week of 6/19/16

Fishing Report

Cedar Creek - Water stained: 76-80 degrees: .20' high. Black bass are good on Texas rigged worms and squarebill crankbaits. White bass are  good on slabs. Hybrid striper are good on slabs and minnows. Crappie are fair on minnows. Catfish are good on trotlines. Happy fishing everyone!

Courtesy of The Monitor newspaper.

Cedar Creek Lake Fishing Report

Cedar Creek Fishing report for as of 6/12/16.

Water stained: 75-79 degrees, lake level .30' high. Black bass are fair on Texas rigged Craws and Reaction Innovations Vixens. White bass are good on slabs and minnows. Hybrid striper are good on slabs. Crappie are good on minnows and white jigs. Catfish are good on trotlines and cut shad.

Compliments of the Monitor Newspaper.

HAVE A GREAT WEEK!

Greetings from Cedar Creek Lake!

5 Reasons to use a Realtor!


1. Every state has a different contract and requirements regarding a sale of a property. A REALTOR® is an expert in their market and can guide you thru the process.

2. There are a lot of actions that can take place during a real estate transaction, you want someone who has the knowledge to guide you thru those actions.

3. A REALTOR® has the training to help you with negotiating the sales price and repairs that may be needed.

4. It is important to price your property correctly from the start to attract the right buyers and shorten your marketing time. According to the "National Association of REALTORS", the typical FSBO home in 2014 sold for $208,000 compared to $235,000 with an agent assisted sale. Get the most by hiring a Professional.

5. With so much information on the internet and news, how do you know what is going on specific to your neighborhood? Hire an agent  who has the knowledge and training to make your buying/selling experience a smooth and educational one.

Bottom line: You would not trust your health to someone that works on cars. A financial decision as important as a Real Estate transaction is should be handled by a Real Estate Professional such as a REALTOR®.

HAPPY MEMORIAL DAY!

HAPPY MEMORIAL DAY!

 

HOPE EVERYONE HAS A GREAT MEMORIAL DAY WEEKEND! WE ARE GETTING OFF TO A WET START BUT HOPE IT WILL GET BETTER AND WE SEE OF LOT OF ACTIVITY ON THE LAKE THIS WEEKEND!THE LAKE IS FULL AND READY FOR FUN! COCONUT RESTAURANT AND BAR ON THE LAKE WILL BE OPEN AND SERVING SOME DELICIOUS SPECIALTIES.

From Cedar Creek Lake-10 Commandments for getting a Mortgage!

Hello Buyers:



The Ten Commandments when Applying for a Mortgage

1. Thou shalt not change jobs, become self-employed or quit your job

2. Thou shalt not buy or lease a car, truck or van (or you may be living in it)

3. Thou shalt not use credit cards excessively or let current accounts fall behind

4. Thou shalt not spend money you have set aside for closing

5. Thou shalt not omit debts or liabilities from your loan application

6. Thou shalt not buy furniture or any larger purchase

7. Thou shalt not originate any inquiries into your credit

8. Thou shalt not make large and/or cash deposits without checking with your loan officer

9. Thou shalt not change bank accounts

10. Thou shalt not co-sign a loan for anyone

 

Cedar Creek Lake Fishing Report

Don't forget the Car show and Crawfish boil today at Mabank Pavilion!

Cedar Creek - Water stained; 66-71 degrees, .17' high. Black bass are slow on Texas rigged soft plastics and finesse jigs near docks and shoreline grass. White bass are fair on slabs. Crappie are good on minnows and jigs. Catfish are slow on trotlines.

Lake Athens - Water Stained; 66-73 degrees; .58' high. Black bass are good on topwaters, hollow body frogs and swim jigs. Crappie are fair on minnows and jigs on brushpiles. Catfish are good on trotlines and prepared bait.

Fairfield - Black bass fishing reported as significantly improved. TPWD discontinued stocking the lake after the fish kill in 09/2011. Redfish survived the kill in limited numbers.

Navarro Mills - Water stained; 61-65 degrees; 6.8' high. Black bass are slow. White bass are slow. Crappie are slow. Channel catfish are slow. Blue  and Yellow catfish are slow.

Whitney - Water murkey; 60-64 degrees; 14.62' high. Black bass and striped bass are slow. White bass are slow. Crappie and Catfish are slow.

This fishing report is compliments of the Monitor Newspaper.

Ceiling Fans!

Using your ceiling fan during the summer along with your air conditioner can help save money on your electric bill. Ceilings fans are decorative and when used properly can help lower energy costs. Here are some tips:
*In the warm months flip the switch on the ceiling fan near the blades to where it turns in counterclockwise position. This will push the air down into the room making it feel cooler.
*In the cooler months flip the switch to the clockwise position. This will create an updraft and circulate the air from the ceiling toward the walls and down.
* Adjust the thermostat up or down 3-5 degrees. Using a ceiling fan with the air conditioner or heat should make it feel about the same temp. as it was before you adjusted it.
* Best setting for the ceiling fan is on the lowest setting.
* Choose the right size for your room. A fan 36-44 inches in diameter will cool up to 225 sq feet. A room larger that will need a 52 inch or bigger diameter.
* Turn fan off when not in the room.

Hope this information has helped you! Have a Great Week!

Flood Insurance

Flood insurance rates are going up

Property owners who have flood insurance through the National Flood Insurance Program will see their insurance premium rates increase due to changes that took effect April 1, 2016.

The NFIP, which is administered by the Federal Emergency Management Agency, works with private insurance companies to offer flood insurance at rates that are set nationally.

Here are a few highlights of the changes:

• Premiums, surcharges, and fees will increase.
• Premium rates will increase an average of 9%; however, some premiums will increase as much as 25%.
• Premium rates will vary according to where the property is located. Flood maps are being revised, so a property may be located in different NFIP zone now. Use FEMA's Flood Map Service Center to find flood maps by address.

Cedar Creek Lake Festival. LOTS OF FUN!

The Cedar Creek Lake Festival for 2016 is tomorrow 4/23 from noon to 6pm at the grounds of the Cedar Creek Brewery. There will be food, live entertainment, kids area, special events, all kinds of exhibits from local business people. Come visit the Coldwell Banker booth! Lots of FUN!

Sellers Market!

We are definitely in a sellers market at this time. Listing inventory is lower than normal. I have a few tips for the buyers looking in this market:

1. Be ready to go look at a property as soon as your agent calls.
2. Bring your paperwork such as a bank letter showing proof of funds or a pre-qual letter from your lender. If the property is a foreclosure you may be one step ahead of another buyer with this already in hand.
3. Limit your requirements for purchase especially in a hot market where there are multiple offers on homes.
4. Look at homes a little further out than your prime location. You may find the perfect home that is worth the extra drive.

Have a Great Weekend! The Cedar Creek Lake Festival is this Saturday so please come join us!

Upcoming Event

Hey guys! The Saturday 4/23/16 is 24th Annual Kidfish and Playday at Purtis Creek State Par, 14225 FM 316, Eusatce, TX 75124, from 8am to noon. Kids learn to bait a hook, cast a line and fish!

Take the family and have some fun!

Water Heaters

Maintaining your Water Heater

Storage tank water heaters are the type of appliance that can hum along for years. Once installed, they don't need constant attention. However, they do require maintenance to keep them running at peak efficiency. These are mostly simple tasks that you can do yourself, but you can also hire a pro to perform regular maintenance for you. Here are some tips on how you can keep your water heater working proficiently, and how often it will need maintenance. Be sure to review the owner's manual that came with your water heater. It usually spells out necessary maintenance tasks, as well as other important information, such as safety precautions and size specifications. When in doubt, refer to the manual. If you can't find the manual, check the manufacturer's website for instructions on obtaining a copy. Consult a professional before attempting any maintenance tasks, and make sure that the water line and the power to the water heater are safely shut off before beginning. Ongoing Maintenance Keep the area around the water heater free of clutter. Gas heaters have vents at the bottom that must be kept clear to aid in the heating element combustion. Never store anything with flammable vapors, such as gasoline or paint thinner, near a gas water heater. Providing a clear space around the appliance makes it easy to get to the water shutoff in an emergency. It also gives repairmen room to work on the heater, should a service call be necessary. Three to Four Times a Year Drain some of the tank's water to remove the sediment that collects on the bottom of the tank. All incoming water contains sediment that, over time, can hinder the performance of your water heater. The amount you need to drain will depend on the condition of the water. Shut off the power. For electric heaters, shut the unit down completely. For gas heaters, move the control dial to "pilot". Turn off the cold water supply to the tank. Connect a garden hose to the drain valve located near the bottom of the tank, and then run the hose to a drain. Open a hot water faucet in a nearby sink and leave it open. Open the water heater's drain valve. Caution: Be careful. The water will be very hot. Drain the tank until the water runs clear. This may take a few minutes or longer. Once the water is clear, close the drain valve and turn on the water supply. You'll know the tank is full when water is flowing through the faucet you left open earlier. When the tank is full, turn the power back on. . The frequency of this procedure will depend on the condition of your water. If the water is perfectly clear from the start, you probably don't need to drain your tank often. If the water is very dirty, you may need to drain it more frequently.

Celebrating Lake Life

Cedar Creek Lake Festival is coming up in Seven Points on April 23rd from noon to 6pm. It will be located on the grounds of the Cedar Creek Brewery. Hope to see you there!

On the Way!

We are on the way to learn about marketing using Social Media today! Hope to learn lots of great stuff! More info to follow - Have a Great Week!

Cedar Creek Lake is Buzzing! The lake is full and we saw a lot of activity last weekend when the weather was nice. Come check out Cedar Creek Lake, located about 65 miles southeast of Dallas. We will be looking for ya! Have a Great week!

Some Tips for Home Buyers

 

 

1. Think about what you want. Discuss with all members of the household to get the right fit.

 

2. Start your search on the internet.

 

3. Then drive by and check the neighborhood. Make sure you like the neighborhood.

 

4. Talk to a lender and get pre-approved. There are so many loan programs. Make sure you get the one best for you.

 

5. Set up with a Realtor to view some homes. Don't take the first one, always look at several.  If you keep coming back to the first one then that may be the best fit.

 

6. Buying a home is an emotional thing. Trust your self and your agent. Ask questions. Be sure you understand and are ready for a home purchase. 



New FHA changes that were effective in October 2015.

1. If a home is on multiple parcels, only the parcel the home sits on will be included in the appraisal. The excess land will not be counted toward the final value of the property!

2. Roof must have 2+ years of life left. Appraiser must note type of roof and if any deficiencies exist.

3. Non residential square footage (not under heat and air) can not exceed 49% of the total square footage!

4. Appraisers must report repairs necessary to meet FHA on their report as well as any adverse conditions, and then it is up to the lender to determine which repairs will be required. That puts the marketability of the property somewhat on the lenders shoulders.

5. Septic systems/ Water well - Inspections will be required for both.  If a property has septic but sewer is available it is up to the lender to determine if connecting to the sewer will be feasible. ( So- buyer or seller may be required to connect to sewer even if septic is ok)

These are some big changes! Just want you to be informed!

Have a Great Week!

Good Day to you! 

Check out the link below to my Wonderful waterfront listing at Cedar Creek Lake!


http://www.propertypanorama.com/instaview-tour/ntreis/13298783

Sorry I have not posted in a while. Today I would like to go over listing your property with me. Hope you like the information and hope to hear from you soon! PS. CEDAR CREEK LAKE IS FULL!

Thanks, Robin

I will recommend a price on a property based on years of experience and knowledge of the real estate market. Be assured that you will receive a Comparative Market Analysis from me which I will review with you and use to help you decide on the best pricing window for your property. I will also outline the best marketing strategy and explain in detail; how my system works. Please remember that today’s REALTORS® are a highly trained group of people, we take yearly training updates in the real estate business. Through the Comparative Market Analysis we can decide upon a price based on the market.

 

These are the items you will need for listing your property:

 

· Listing Agreements

· Property Disclosure Forms

· Copy of property survey

· Copy of current real estate tax bill

· Title Insurance Policy

· Social Security numbers

· Extra key for the lock box

· Drawn floor plans if possible

· Average utility cost for current year

· Neighborhood covenants and restrictions

· List of any items to be excluded from the sale of the property

· Your phone and fax numbers so we can easily reach you to present all offers