Friday, May 27, 2016

HAPPY MEMORIAL DAY!

HAPPY MEMORIAL DAY!
 

HOPE EVERYONE HAS A GREAT MEMORIAL DAY WEEKEND! WE ARE GETTING OFF TO A WET START BUT HOPE IT WILL GET BETTER AND WE SEE OF LOT OF ACTIVITY ON THE LAKE THIS WEEKEND!THE LAKE IS FULL AND READY FOR FUN! COCONUT RESTAURANT AND BAR ON THE LAKE WILL BE OPEN AND SERVING SOME DELICIOUS SPECIALTIES.

Friday, May 13, 2016

From Cedar Creek Lake-10 Commandments for getting a Mortgage!







Hello Buyers:



The Ten Commandments when Applying for a Mortgage

1. Thou shalt not change jobs, become self-employed or quit your job

2. Thou shalt not buy or lease a car, truck or van (or you may be living in it)

3. Thou shalt not use credit cards excessively or let current accounts fall behind

4. Thou shalt not spend money you have set aside for closing

5. Thou shalt not omit debts or liabilities from your loan application

6. Thou shalt not buy furniture or any larger purchase

7. Thou shalt not originate any inquiries into your credit

8. Thou shalt not make large and/or cash deposits without checking with your loan officer

9. Thou shalt not change bank accounts

10. Thou shalt not co-sign a loan for anyone

 

Saturday, May 7, 2016

Cedar Creek Lake Fishing Report



Don't forget the Car show and Crawfish boil today at Mabank Pavilion!

Cedar Creek - Water stained; 66-71 degrees, .17' high. Black bass are slow on Texas rigged soft plastics and finesse jigs near docks and shoreline grass. White bass are fair on slabs. Crappie are good on minnows and jigs. Catfish are slow on trotlines.

Lake Athens - Water Stained; 66-73 degrees; .58' high. Black bass are good on topwaters, hollow body frogs and swim jigs. Crappie are fair on minnows and jigs on brushpiles. Catfish are good on trotlines and prepared bait.

Fairfield - Black bass fishing reported as significantly improved. TPWD discontinued stocking the lake after the fish kill in 09/2011. Redfish survived the kill in limited numbers.

Navarro Mills - Water stained; 61-65 degrees; 6.8' high. Black bass are slow. White bass are slow. Crappie are slow. Channel catfish are slow. Blue  and Yellow catfish are slow.

Whitney - Water murkey; 60-64 degrees; 14.62' high. Black bass and striped bass are slow. White bass are slow. Crappie and Catfish are slow.

This fishing report is compliments of the Monitor Newspaper.

Monday, May 2, 2016

Ceiling Fans!



Using your ceiling fan during the summer along with your air conditioner can help save money on your electric bill. Ceilings fans are decorative and when used properly can help lower energy costs. Here are some tips:
*In the warm months flip the switch on the ceiling fan near the blades to where it turns in counterclockwise position. This will push the air down into the room making it feel cooler.
*In the cooler months flip the switch to the clockwise position. This will create an updraft and circulate the air from the ceiling toward the walls and down.
* Adjust the thermostat up or down 3-5 degrees. Using a ceiling fan with the air conditioner or heat should make it feel about the same temp. as it was before you adjusted it.
* Best setting for the ceiling fan is on the lowest setting.
* Choose the right size for your room. A fan 36-44 inches in diameter will cool up to 225 sq feet. A room larger that will need a 52 inch or bigger diameter.
* Turn fan off when not in the room.

Hope this information has helped you! Have a Great Week!