Cedar Creek Lake at Halloween!

On Halloween local businesses, schools, churches, civic groups set up tables and hand out candy at the Mabank Pavillion for Trick or Treating by area kids in a safe environment. It is a great networking event, where you can meet and talk and enjoy the festivities. There are usually games and entertainment for family fun. This year the event will be on 10/31/09 from 5:30 to 7:30pm. Hope to see you there!

Cedar Creek Lake Fishing Report for September 2009

I hope you enjoy the Fishing report for Cedar Creek Lake! Water lightly stained; 76-80 degrees, .78 ft low. Black Bass are fair to good on Carolina rigs, jigs and drop shots, with early action on topwaters. White bass are fair early on Humdingers, midday switching to Hellbender with Pet Spoon rigs. Hybrid striper are fair burning large slabs. Crappie are slow on small minnows over brushpiles. Catfish are good drifting cut shad and on chatreuse nightcrawlers.

Fishing Joke from Cedar Creek Lake!

One morning the husband returns after several hours of fishing and decides
to take a nap. Although not familiar with the lake, the wife decides
to take the boat out. She motors out a short distance, anchors, and reads her book.

Along comes a Game Warden in his boat. He pulls up alongside the woman and
says, "Good morning, Ma'am. What are you doing?"

"Reading a book," she replies, (thinking, "Isn't that obvious?")
"You're in a Restricted Fishing Area," he informs her.
"I'm sorry, officer, but I'm not fishing. I'm reading."
"Yes, but you have all the equipment. For all I know you could start
at any moment. I'll have to take you in and write you up."

"If you do that, I'll have to charge you with sexual assault," says the woman.

"But I haven't even touched you," says the game warden.
"That's true, but you have all the equipment. For all I know you could start at any moment."
"Have a nice day ma'am," and he left.

MORAL: Never argue with a woman who reads. It's likely she can also think.

REALTY SPEAKING - Are You Over-Priced?

If you and your agent have overpriced, fewer agents will show your property. After all, they are Realtors, and it is their job to know local market conditions and property values. If your property is dramatically above market, why waste time? Their time is better spent showing properties that are priced realistically.
Later, when you drop your price, your property is "old news."
You will never be able to recapture that flurry of initial activity you would have had with a realistic price. Your property could take longer to sell.
Even if you do successfully sell at an above market price, your buyer will need a mortgage. The mortgage lender requires an appraisal. If comparable sales for the last six months and current market conditions do not support your sales price, the property won’t appraise. Your deal falls apart. Of course, you can always attempt to renegotiate the price, but only if the buyer is willing to listen. Your property could go "back on the market."
Once your property has fallen out of escrow or sits on the market awhile, it is harder to get a good offer. Potential buyers will think you might be getting desperate, so they will make lower offers. By overpricing your property in the beginning, you could actually end up settling for a lower price than you would have originally been offered.

Quote for the week from Cedar Creek Lake!

Watch your thoughts; they become words.

Watch your words; they become actions.

Watch your actions; they become habits.

Watch habits; they become character.

Watch your character; it becomes your destiny.

-Frank Outlaw